Service · New units · Expansions · Project report
Project finance built on a report lenders trust.
Funding for new units and major expansions, backed by a detailed project report that sets out cost, means of finance, viability and repayment the way a credit committee reads them.
What it covers
The common forms, and what each one is for.
NEW
New unit
A new plant or facility, from land to commercial production.
EXP
Expansion project
A major addition to an existing unit's capacity or product range.
DPR
Detailed project report
The document that sets out the project for the lender.
Who it suits
Is this the right facility for you?
- Promoters setting up a new manufacturing unit
- Existing units planning a large expansion
- Projects that need both term funding and working capital
- Businesses applying for scheme benefits tied to a project
How lenders look at it
What a credit officer checks first.
01
Viability
Market, capacity, pricing and margins: whether the project makes money.
02
Project cost and means of finance
Every cost line, and how loan, equity and subsidy cover it.
03
Repayment capacity
Projected cash flows, coverage and the break-even point.
04
Promoters
Experience, net worth and contribution to the project.
05
Approvals and timelines
Land, permissions, licences and the implementation schedule.
06
Risks
What could delay or derail the project, and the plan for each.
How we help
From your numbers to a facility you can use.
1
Shape the project
Capacity, cost and timeline tested against what lenders will fund.
2
Write the DPR
A complete project report with projections and assumptions explained.
3
Arrange the funding mix
Term loan, working capital and eligible subsidies, in one plan.
4
Stay through disbursement
Stage-wise releases, lender queries and progress reporting.
Mistakes we see often
- Projections that are optimistic but unexplained
- Leaving working capital out of the project cost
- Starting work before finance is tied up
Documents
What this file usually needs.
Lenders differ. We confirm the exact list for your case after the first call.
- Last 3 years' financial statements and ITRs
- Last 12 months' bank statements (all current accounts)
- GST returns for the last 12 months
- Project report (we can prepare it)
- Land documents, approvals and licences
- Quotations for plant, machinery and civil works
- Sanction letters and repayment schedules of existing loans
- KYC of the business and promoters
Questions
Project Finance, answered.
What is a detailed project report?
A document that sets out the project's cost, means of finance, market, technical plan, projections and repayment. Lenders base their decision on it.
Do you prepare the project report?
Yes. It is part of how we build the file.
Can a new promoter get project finance?
It is harder without a track record. Lenders look closely at promoter experience, contribution and the strength of the report. We tell you plainly where you stand.
Is working capital part of project finance?
It should be planned with it. Many projects stall because working capital was left out of the cost.
Talk through your project finance need.
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