Questions
Frequently asked.
About us
Are you a lender?
No. FV Funding is a business funding advisor. We prepare your file and approach banks and NBFCs; the lender alone decides whether to sanction.
Do you guarantee approval?
No one honestly can. What we do is remove the avoidable reasons a file gets declined: the wrong lender, the wrong product, or numbers presented poorly.
Do you handle home, car or personal loans?
No. We work only on facilities that run and grow businesses.
Which businesses do you work with?
Manufacturers and processors, traders and distributors, service businesses and professional firms, exporters and importers, and growing companies or funded startups that already have revenue.
Process
What happens in the free 30-minute review?
We understand your requirement, timeline and existing borrowings, and tell you which type of facility is likely to fit and what we would need to prepare it.
Do I need all my documents before booking?
No. Book first. The checklist on this site shows what helps; we will tell you what else is needed after the first call.
How long does funding take?
It depends on the facility, the lender and how complete the file is. A well-prepared file moves faster at every lender; we give you a realistic timeline after the diagnosis.
Can you help with renewal of an existing limit?
Yes. We prepare renewal and enhancement files so an existing limit is kept or increased rather than cut.
Lenders
Which banks and NBFCs do you work with?
We approach banks and NBFCs whose lending criteria fit your case. We tell you which lender before any application is made.
Will approaching many lenders hurt my credit score?
Each formal application can lead to a credit enquiry. That is why we shortlist lenders before applying instead of sending the file everywhere.
Schemes
Can you help with government schemes and subsidies?
Yes: capital and interest subsidies, CGTMSE, and central and Gujarat incentives. We check eligibility and handle the filing. The government agency decides and pays, usually after disbursement.
Privacy
What do you do with my documents?
We use them only to assess and prepare your funding file, share them only with lenders you have agreed to, and never collect financial documents through this website.
Still have a question?
Ask it on a free 30-minute call.