Document checklists
What each funding file usually needs.
Lenders differ, and we confirm the exact list after the first call. These lists cover what is asked for most often.
CC / OD · Bill and invoice discounting
Working Capital
- Last 3 years' financial statements and ITRs
- Last 12 months' bank statements (all current accounts)
- GST returns for the last 12 months
- Latest stock and debtor statements
- Sanction letters and repayment schedules of existing loans
- KYC of the business and promoters
Fixed tenure · Instalment repayment
Term Loans
- Last 3 years' financial statements and ITRs
- Last 12 months' bank statements (all current accounts)
- GST returns for the last 12 months
- Quotations or cost estimates for what is being funded
- Sanction letters and repayment schedules of existing loans
- KYC of the business and promoters
Land · Building · Capacity
CAPEX Loans
- Last 3 years' financial statements and ITRs
- Last 12 months' bank statements (all current accounts)
- GST returns for the last 12 months
- Land title documents and approved building plans
- Quotations and civil estimates for the capex
- Sanction letters and repayment schedules of existing loans
- KYC of the business and promoters
New or used · Plant and machinery
Machinery & Equipment Finance
- Last 3 years' financial statements and ITRs
- Last 12 months' bank statements (all current accounts)
- GST returns for the last 12 months
- Quotation or proforma invoice for the machinery
- Valuation report (for used machinery)
- Sanction letters and repayment schedules of existing loans
- KYC of the business and promoters
New units · Expansions · Project report
Project Finance
- Last 3 years' financial statements and ITRs
- Last 12 months' bank statements (all current accounts)
- GST returns for the last 12 months
- Project report (we can prepare it)
- Land documents, approvals and licences
- Quotations for plant, machinery and civil works
- Sanction letters and repayment schedules of existing loans
- KYC of the business and promoters
New branches · Markets · Product lines
Business Expansion Finance
- Last 3 years' financial statements and ITRs
- Last 12 months' bank statements (all current accounts)
- GST returns for the last 12 months
- Expansion plan with cost estimates
- Sanction letters and repayment schedules of existing loans
- KYC of the business and promoters
Against property or assets
Secured Business Loans
- Last 3 years' financial statements and ITRs
- Last 12 months' bank statements (all current accounts)
- GST returns for the last 12 months
- Property title documents and chain of title
- Approved plans and property tax receipts
- Sanction letters and repayment schedules of existing loans
- KYC of the business and promoters
No collateral · Turnover and banking based
Unsecured Business Loans
- Last 3 years' financial statements and ITRs
- Last 12 months' bank statements (all current accounts)
- GST returns for the last 12 months
- Sanction letters and repayment schedules of existing loans
- KYC of the business and promoters
Capital & interest subsidies · CGTMSE · Central and Gujarat incentives
Government Scheme & Subsidy Advisory
- Udyam registration certificate
- Project cost details and quotations
- Loan sanction letter and disbursement proof
- Last 3 years' financial statements and ITRs
- KYC of the business and promoters
Missing a few documents?
Book anyway. We’ll tell you what matters most for your case.