Insights
Notes from the credit side of the table.
Plain explanations of how lenders think, and what that means for your funding.
Schemes · 9 Nov 2026
How CGTMSE cover works for collateral-free loans
Who it suits, what it costs, and where it fits in a funding plan.
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Working capital · 9 Nov 2026
What CMA data is, and why your bank asks for it
The report behind most working capital limits, explained plainly.
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Lending · 9 Nov 2026
Why good business loans get rejected
The avoidable reasons sound businesses are declined, and how to fix each one before you apply.
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